Mortgage protection is life insurance that pays off or pays down your mortgage if you pass away, and many plans include living benefits for serious illness. Answer 5 quick questions to get your quote.
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A tax-free payout your family can use to pay off the mortgage.
Many plans let you access money early for a critical, chronic or terminal illness.
Coverage that matches your loan, for a set term or for life.
Many people qualify with no medical exam.
Your mortgage is probably your family's biggest bill. If you passed away or became seriously ill, could they keep making the payments? Mortgage protection is life insurance designed around your home loan, so the answer is yes.
Unlike the mortgage insurance your lender offers, you own the policy, your family gets the money (not the bank), and it stays with you if you refinance or move. A licensed agent compares A-rated carriers and shows you term, return-of-premium and living-benefit options side by side.
It's life insurance sized to your mortgage. If you pass away, it pays a tax-free benefit your family can use to pay off or keep paying the home loan.
No. PMI protects the lender if you stop paying. Mortgage protection protects your family and pays them, not the bank.
Many policies let you access part of the benefit early if you have a qualifying critical, chronic or terminal illness.
Many applicants qualify with no exam, depending on age, health and coverage amount.
Your policy belongs to you, so it stays in force even if you refinance, sell or buy a new home.